Policies

Privacy Policy

Last updated: 8/1/2025

Information We Collect

  • Personal details: name, email address, phone number, mailing address.
  • Business details: company name, business address, financial records (for clients only).
  • Technical information: IP address, browser type, pages visited (via cookies and analytics tools).

How We Use Your Information

  • Provide bookkeeping services and communicate with you.
  • Respond to your inquiries.
  • Improve our website and services.
  • Send updates or offers if you’ve opted in.

How We Protect Your Information

  • Encrypted storage for financial data.
  • Secure password management tools.
  • Restricted access to sensitive info.

Sharing Your Information

We never sell or rent your data. We only share it:

  • With your written consent.
  • If required by law.
  • With trusted service providers who are bound by confidentiality.

Cookies & Tracking

We use cookies to improve site performance. You can disable cookies in your browser settings.

Your Privacy Rights

You may request access, corrections, or deletion of your data by emailing kat@phantomfinancialservices.com.

Third-Party Links

We’re not responsible for the privacy practices of other sites we link to.

Changes to This Policy

We may update this Privacy Policy and will post the new date at the top.

Terms of Service

Last updated: 8/1/2025

Acceptance of Terms

Using our site or services means you agree to these terms.

Scope of Services

We provide bookkeeping, not tax prep or legal advice (unless stated in your Client Agreement).

Client Responsibilities

You agree to:

  • Provide accurate, complete info.
  • Respond to requests promptly.
  • Keep your own records.

Intellectual Property

All site content is ours. Do not copy or distribute without permission.

Limitation of Liability

We’re not responsible for decisions made without consulting a qualified professional.

Payment & Fees

Outlined in your Client Agreement.

Termination of Services

Either party may terminate with notice per the Client Agreement.

Changes to Terms

We may update these at any time.

Governing Law

These terms are under the laws of Indiana.

Disclaimer

Last updated: 8/1/2025

General Information Only

Our site and materials are for educational purposes only.

No Professional Relationship from Website Use

You’re not a client until we have a signed Client Agreement.

Not a Substitute for Professional Advice

We don’t prepare taxes or give legal/investment advice unless explicitly stated.

Accuracy of Information

We do our best to keep information current but can’t guarantee it.

Limitation of Liability

We’re not responsible for actions you take (or don’t take) based on our info.

External Links

We’re not responsible for the content or privacy practices of linked sites.

Accessibility Statement

Last updated: 8/1/2025

Our Commitment

We’re dedicated to making our site accessible to all users, including those with disabilities.

Accessibility Standards

We aim for WCAG 2.1 Level AA compliance:

  • Text alternatives for images.
  • Good color contrast.
  • Keyboard navigation.
  • Clear headings and labels.

Ongoing Improvements

We regularly test and improve our site for accessibility.

Third-Party Content

Some third-party content may not be fully accessible, but we encourage providers to meet standards.

Feedback & Contact

If you encounter accessibility issues, email us at kat@phantomfinancialservices.com with:

  • Page or feature you were using.
  • Device and browser info.
  • A description of the problem.

Updates to This Statement

We’ll update this page as our site evolves or standards change.